The mortgage loan applies to real estate programs either for development of land to be developed for sale or for the construction of housing for sale in the future state of completion.


Eligibility requirementSocial projects carried out by private developers.
Eligible operation Realization of real estate programs either of land to be subdivided for sale or have construction of houses for sale in future purchasing state.
Guarantees Closed 1st rank mortgage on land title
Multiple accommodation;
All Risks Site;
Civil Liability of the Head of Company to guarantee the execution of the works for the benefit of the purchasers;
Destination of the projectPlots of land to be built or dwellings intended for sale for the personal dwelling of the purchaser.
Eligible person Public or private real estate developer with a license to the profession
Duration 48 months
Interest rate3,354% incl. VAT or 4% tax incl.
Total delay1 to 36 months
Minimum personal contribution Ground plan of the program
Preliminary expenses
Maximum loan amount250 millions FCFA
Sources of reimbursementMarketing revenue in the transaction account
Modes of reimbursementOVP

Useful Documents